Boat Finance

Set sail on your dream yacht

Sailing yacht finance, marine mortgages, loans for sailing boats — however you describe it, our marine finance experts can help.

Sailing Yachts

Loans for Sailing Yachts

Sailing Yacht Finance, Marine Mortgages, Loans for Sailing Boats. However you choose to describe it, at SALT we specialise in providing loans for sailing yachts both new and used (up to 30 years old). So if you are buying your first boat, upgrading to your next boat, or looking to finance a refit of your current yacht, our marine finance experts can help.

Sailing Yachts
80%
Borrow up to
10yrs
Spread the cost up to
30yrs
New or used, up to
£0
Arrangement fees
Why finance?

A world of adventure awaits you

There's nothing quite like the freedom of sailing. The wind in your sails, the open water stretching ahead, and the sheer joy of navigating the elements. Picture yourself gliding through the turquoise waters of the Mediterranean, anchoring in secluded bays along the Amalfi Coast, or crossing the Channel for a weekend in France. With a sailing yacht, you could compete in world-famous events like Cowes Week, or simply enjoy sunset sails with friends and family. Whether it's island-hopping in Greece, exploring the Scottish Highlands, or setting off on a blue-water voyage across the Atlantic, your dream lifestyle is just a boat away.

A yacht is an investment in a lifestyle — one that offers limitless possibilities. Instead of waiting years to save up, financing allows you to buy your yacht now and spread the cost in a way that suits you. With tailored finance solutions, you can preserve cash flow for mooring fees, maintenance, and upgrades while enjoying life on the water without delay.

Quote calculator

Get an instant, no-obligation quote

For loans up to £250,000, use our instant boat finance calculator. Need more than that? Call us on 0333 090 2368 and we'll be happy to help.

Complete your boat details

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Representative example

This is a variable rate loan meaning changes in the Bank of England base rate could result in you paying more or less than shown in this illustration. Other loan amounts available at alternative rates. Finance available for UK residents aged 18 and over. Your boat will provide security for this loan. Your boat may be repossessed if you do not keep up repayments on your loan.

Boats on Finance

Haven't found the boat yet?

Our sister site starts with what you can afford each month — then shows you hundreds of boats for sale on finance from trusted suppliers.

  • See what you could afford each month, up front
  • Browse hundreds of boats from trusted suppliers
  • Get pre-approved before you book a viewing

Boats on Finance is part of the Salt family. Pre-approval uses a soft credit check — no commitment, no impact on your credit score. Pre-approval is not an offer of finance.

Boats on Finance — powered by Salt
Brands

Trusted sailing yacht brands

We provide finance for all major sailing yacht brands. Some of our favourites are:

…and many more makes and models.

Get started

Let SALT's marine finance experts help

  1. Get a quote to explore your budget.
  2. Download the SALT app to apply for finance in minutes.
  3. Call us on 0333 090 2368 for expert advice.
  4. See what’s included with every SALT loan.

Looking for something else?

Less paperwork. More water.

Get a quote in minutes, or download the app and start your application today.

Rather talk it through? We're digital first, but we're real people — call us on 0333 090 2368.