Simple, speedy boat finance.
Less paperwork. More water.
Digital boat finance powered by Open Banking. Apply in minutes from our app and get a decision in as little as 24 hours.
UK residents aged 18+ · Your boat may be repossessed if you do not keep up repayments on your loan.
Why boat buyers choose SALT
Open Banking
Secure connections. Fast decisions. No paperwork.
24-Hour Decisions
Apply today. Get a decision as fast as 24 hours.
One App
Track your application and manage everything in one place.
A Phone Call Away
Digital first, still human. Call us on 0333 090 2368.
Boats & Jet Skis
Finance for more ways to enjoy the water.
Marine Specialists
We live and breathe boating. You're in expert hands.
From application to adventure.
Without the admin.
Our digital process is fast, simple and built around you.
Apply online
It takes just a few minutes.
Connect securely
Open Banking verifies your finances instantly.
Get a decision
In as little as 24 hours.
Track in real time
Live updates in your Salt app.
Get on the water
More time boating. Less time waiting.
Finance for every kind of boat
Specialist marine finance from £10,000 — whatever you're buying.
Sailing Yachts
From weekend cruisers to blue-water yachts.
Motorboats
Cruisers, day boats and everything between.
Sports Boats
Powerful, sleek and ready to open up.
RIBs
Rigid inflatables built for adventure.
Jet Skis
Personal watercraft, financed fast.
Catamarans
Twin-hull stability, sail or power.
Fishing Boats
Recreational fishing boats of all sizes.
Something else?
If it floats, talk to us. →
See what it could cost
Drag the sliders for an instant estimate, then get a personalised quote in minutes.
Get a QuoteRepresentative example: buying a £56,250 motorboat with a £11,250 (20%) deposit and borrowing £45,000 over 60 months at an interest rate of 14.25% p.a. (variable), 15.2% APR representative (variable), with 60 monthly repayments of £1,052.91. Total cost of credit £18,174.60. Total amount payable £74,424.60. A live illustration at today's rates for a motorboat with a 20% deposit, powered by our quote engine. Not a quote or an offer of finance — your actual rate depends on your circumstances and the boat. This is a variable rate loan, so changes in the Bank of England base rate could mean you pay more or less than shown. Finance available for UK residents aged 18 and over. Your boat will provide security for this loan. Your boat may be repossessed if you do not keep up repayments on your loan.
Everything in one app
Track your application, see your balance and make payments — wherever the day takes you.
- ✓ Track your application in real time
- ✓ View your balance and next payment
- ✓ Manage your account 24/7
Less time at the desk.
More days like this.
Loved by boat owners
Rated 5.0 out of 5 by verified Feefo reviewers — here's what our customers say.
“Impressed from the first call! Joe was reassuring and knowledgeable… He really did go the extra mile to look after us! Awesome brand!”
“What an absolutely effortless exercise. Thank you to Joe and the team for your excellent service.”
“Salt have been amazing from day one of applying for finance. Everything has been explained in detail and has been up front from the start… I would highly recommend Salt.”
Independently collected by ★ Feefo — read all our reviews.
Haven't found the boat yet?
Our sister site starts with what you can afford each month — then shows you hundreds of boats for sale on finance from trusted suppliers.
- See what you could afford each month, up front
- Browse hundreds of boats from trusted suppliers
- Get pre-approved before you book a viewing
Boats on Finance is part of the Salt family. Pre-approval uses a soft credit check — no commitment, no impact on your credit score. Pre-approval is not an offer of finance.
Frequently asked questions
How much can I borrow? ＋
What is Open Banking and is it safe? ＋
How quickly can I get a decision? ＋
Are there any fees? ＋
Do I need a deposit? ＋
What can I finance? ＋
Less paperwork. More water.
Get a quote in minutes, or download the app and start your application today.
Rather talk it through? We're digital first, but we're real people — call us on 0333 090 2368.
Finance available for UK residents aged 18 and over. Your boat will provide security for this loan. Your boat may be repossessed if you do not keep up repayments on your loan.
