About Us.
Combining decades of experience across key areas of expertise, our team really understand the complexities of boat finance and beyond. Passionate about straightforward access to the marine industry, SALT have a deep understanding of our customers’ needs as well as the numerous requirements that come with boat ownership.
The birth of Salt.
How it all started
Salt was born in 2021 to provide customers with a robust and easy to use boat buying solution, which combines boat finance with the additional services needed to complete the purchase.
We know that buying a boat can be a long and complicated process; at Salt we can make it much more straightforward. We offer an easy to use app that is supported by experts on the phone or on web chat.
Get your quote today
Salt promises to get your access to finance quickly and with no fuss, quotes at a click of a button and real- time management of your account. We use clever Open Banking technology that allows us to approve many applications without the need for you to provide any supporting financial documents so it really is quick.
Don’t waste valuable boating time. Get a quote today with Salt and we’ll get you out on the water in double quick time.
Company Ethos
SALT is fuelled by a deep enthusiasm for change, improvement and progress. By uniting fintech and the marine industry, our aim is to deliver a no fuss product that allowed like-minded people to enjoy the wonders of being out on the water. We do that by refining the accessibility of boat finance. A main driver for the company was to provide a seamless digital option to fit everyday lifestyle and tech, offering speed and convenience to consumers with the utmost simplicity. We believe wholeheartedly that your boating journey should be easy and enjoyable – just like using the SALT app!
Meet the crew.
Joe Dalton – Founder
With over 8000 nautical miles of sailing under his belt and more than 15 years of experience in the financial sector, Joe has put his skills and passion into launching Salt. Having seen borrowers and boat sellers’ frustrations firsthand, Joe knew the boat buying process could be so much simpler.
Keen to see as many people as possible enjoy fun on the water, he’ll expertly guide you through the funding and share his stories of the high seas along the way.
Greg Chiappini – Chief Operating Officer
Committed to improving finance within the leisure marine space and fuelled by ambition, Greg brings a combination of legal experience and business know-how to the table. As well as his enquiring mind and extensive network, Greg’s enthusiasm for what SALT can offer consumers is infectious. Making the most of his analytical skills and ability to direct successful strategies, his role is intrinsic to the ongoing operations of the company. In the throes of completing his Yachtmasters certificate, Greg likes nothing better than to get out on the water and has recently enjoyed time with Joe visiting several yacht shows.
Greg Chiappini – COO
Committed to improving finance within the leisure marine space and fuelled by ambition, Greg brings an amalgamation of legal experience and business know-how to the table. As well as his enquiring mind and great connections, Greg’s enthusiasm for what SALT can offer consumers is infectious. Making the most of his analytical skills and ability to direct successful strategies, his role is intrinsic to the ongoing operations of the company. In the throes of completing his Yachtmasters certificate, Greg likes nothing better than to get out on the water and has recently enjoyed time with Joe visiting several yacht shows.
Damien Shiells – Chief Technical Officer
Damien’s tech skills are second to none, and his efforts have ensured the Salt App is as straightforward to use as possible. With over 15 years’ experience of running and managing teams of developers, Damien understands the importance of continually listening to users and improving their experience. Damien is passionate about bringing the leisure marine industry into the 21st Century.
Damien Shiells – CTO
Damien’s tech skills are second to none, and his efforts have ensured the Salt App is as straightforward to use as possible. With over 15 years’ experience of running and managing teams of developers, Damien understands the importance of continually listening to users and improving their experience. Damien is passionate about bringing the leisure marine industry into the 21st Century.
Brett Downes – Chief Risk Officer and MLRO
Boasting over 26 years’ experience as an accomplished leader and team builder in the banking, finance, and trade spheres, Brett is something of a fintech expert. Well versed in software and data information and vastly knowledgeable about risk management, his role at SALT is a natural fit within the team. His ethos to empower consumers to achieve their goals perfectly aligns with company goals. Having worked tirelessly on the FCA business plan alongside Tim, Brett has certainly proven his unwavering tenacity.
Tim Bryan – Senior Compliance Officer
Having gained extensive experience across numerous financial services, including fintech, start-ups and commercial banking, Tim’s passion is building and developing successful businesses that deliver exemplary service. The go-to person for questions around regulation, governance and risk management, his broad knowledge and reliable nature are a huge asset to the SALT team. His sterling work with Brett across the FCA business plan has been invaluable in establishing the path that lies ahead.
Elliot Bishop – Non-Exec Director
As a Non-Executive Director, Elliot is highly motivated, technically adept and someone who strategically sees the bigger picture. He is a solicitor at Bargate Murray based in Mayfair and what he doesn’t know about jurisdictional litigation relating to marine loan security for lenders is not worth contemplating. SALT are eternally grateful for his pragmatic input, laser-focussed approach and unswerving support. It is evident to us all that Elliot is the true definition of a team player.
Steve Vinall – Non-Exec Director
With an impressive track record as a consultant, advisor, coach and investor, Steve is something of a maestro at successfully building value and guiding organisational change. His involvement has been multifaceted across strategic challenges and targeted project management, ensuring SALT has grown in confidence thanks to his support. We love that Steve targets conservation projects to counter aspects of the illegal wildlife trade – go Steve!
This is boat finance made simple.
Download the App to get a quick decision
