Boat Finance

Motorboat Finance

Speedy, simple loans for motorboats — new and used, secured on the boat itself, with flexibility built in.

Motorboats

Loans for Motorboats

At SALT we specialise in providing speedy, simple finance solutions for motorboats. Whether you are buying your first ever boat, opting for a larger motorboat, or looking to refit your current boat, we've got you covered. We provide loans for new and used (up to 30 years old) motorboats that are kept in the UK or Europe. Also known as marine mortgages, our loans are secured on the boat itself and come with flexibility built in.

Motorboats
80%
Borrow up to
10yrs
Spread the cost up to
30yrs
New or used, up to
£0
Arrangement fees
Why finance?

Power, performance, and prestige

A motorboat isn't just a vessel — it's a passport to thrilling weekends, relaxed cruising, and unforgettable family memories. Whether you're looking for a sleek sports cruiser, a practical cabin cruiser, or a high-powered performance boat, SALT makes financing your ideal motorboat smooth and hassle-free. Imagine chasing the horizon along the French Riviera, exploring hidden coves in the Balearic Islands, or attending glamorous events like the Monaco Yacht Show. Whether it's water sports, fishing trips, or luxury cruising, a motorboat puts adventure at your fingertips.

With flexible finance options, you can get on the water faster, keeping your savings intact for fuel, mooring, and all-important upgrades. Why spend years saving the money to buy a boat when you could be out enjoying life on the water in a matter of weeks? Whether you're after speed, luxury, or versatility, financing ensures you get the right boat without compromise.

Quote calculator

Get an instant, no-obligation quote

For loans up to £250,000, use our instant boat finance calculator. Need more than that? Call us on 0333 090 2368 and we'll be happy to help.

Complete your boat details

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Representative example

This is a variable rate loan meaning changes in the Bank of England base rate could result in you paying more or less than shown in this illustration. Other loan amounts available at alternative rates. Finance available for UK residents aged 18 and over. Your boat will provide security for this loan. Your boat may be repossessed if you do not keep up repayments on your loan.

Boats on Finance

Haven't found the boat yet?

Our sister site starts with what you can afford each month — then shows you hundreds of boats for sale on finance from trusted suppliers.

  • See what you could afford each month, up front
  • Browse hundreds of boats from trusted suppliers
  • Get pre-approved before you book a viewing

Boats on Finance is part of the Salt family. Pre-approval uses a soft credit check — no commitment, no impact on your credit score. Pre-approval is not an offer of finance.

Boats on Finance — powered by Salt
Brands

Leading motorboat brands

We provide finance for all major brands of motorboat. Here are some of our favourites:

…and many more makes and models.

Get started

Get on the water in your new motorboat with SALT

  1. Get a quote to explore your budget.
  2. Download the SALT app to apply for finance in minutes.
  3. Call us on 0333 090 2368 for expert advice.
  4. See what’s included with every SALT loan.

Looking for something else?

Less paperwork. More water.

Get a quote in minutes, or download the app and start your application today.

Rather talk it through? We're digital first, but we're real people — call us on 0333 090 2368.