# SALT — Boat Finance > SALT (Salt Money Limited) is a UK marine lender providing simple, speedy boat > finance — also known as marine mortgages — for sailing yachts, motorboats, > sports boats, RIBs, catamarans, jet skis and recreational fishing boats. > Applications are made through the SALT app using Open Banking, so customers get > a quick decision without posting bank statements or proof of income. Authorised and regulated by the Financial Conduct Authority (firm reference number 974926). Registered in England & Wales, company number 14001838, registered office 44 Grand Parade, Brighton, East Sussex, BN2 9QA. ## Key facts - Lends for leisure boats kept and used in the UK or continental Europe. - Finances new and used boats up to 30 years old at the end of the agreement. - Loans from £10,000 up to £250,000 online; larger loans arranged by phone. - Minimum deposit 20%; terms up to 10 years; borrow up to 80% of the boat value. - No arrangement fees and no early settlement fees. - Fixed and variable rate loans. On variable loans the monthly payment stays the same when the Bank of England base rate moves — the term changes instead. - Joint loans available for a maximum of two borrowers. - Does not finance canal boats, widebeams, or a boat used as the borrower's only residence. - Contact: 0333 090 2368 / info@salt-finance.com ## Core pages - [Home](https://salt-finance.com/): What SALT does and how the app-based process works. - [Get a Quote](https://salt-finance.com/quote/): Instant boat finance calculator for loans up to £250,000. - [Our Services](https://salt-finance.com/services/): Loan features, customer support and protecting your investment. - [About Us](https://salt-finance.com/about-us/): The company, its FCA status and the team. - [Buying a Boat](https://salt-finance.com/buying-a-boat/): Free guide covering surveys, insurance, VAT and registration. - [Support & FAQs](https://salt-finance.com/support-and-faqs/): Detailed answers on eligibility, deposits, rates, balloon payments, surveys, insurance and registration. - [Download the App](https://salt-finance.com/download/): iOS and Android app links. - [Dealers](https://salt-finance.com/dealers/): The SALT Dealer Portal for boat dealers and brokers. - [Contact](https://salt-finance.com/contact/): Phone, email and enquiry form. ## Finance by boat type - [Motorboat Finance](https://salt-finance.com/motorboat-finance/): Speedy, simple motorboat finance from SALT. Marine mortgages for new and used motorboats up to 30 years old. Borrow up to 80% over 10 years, no fees. - [Sailing Yacht Finance](https://salt-finance.com/sailing-yacht-finance/): Sailing yacht finance and marine mortgages from SALT for new and used yachts up to 30 years old. Borrow up to 80% over 10 years, with no fees. - [Sports Boat Finance](https://salt-finance.com/sports-boat-finance/): Flexible sports boat finance from Salt. Loans from £10,000 with terms up to 10 years for wakeboarding and performance sports boats, new and used. - [RIB Finance](https://salt-finance.com/rib-finance/): RIB finance from one of the few UK lenders offering it. Flexible loans for rigid hull inflatable boats from £10,000, with terms up to 7 years and no fees. - [Jet Ski Finance](https://salt-finance.com/jet-ski-finance/): Jet ski finance from one of the few UK lenders offering it. Fast loans for new and used jet skis up to 5 years old — borrow up to 75% over 5 years, with no fees. - [Catamaran Finance](https://salt-finance.com/catamaran-finance/): Catamaran finance and marine mortgages from Salt. Flexible loans for new and used catamarans up to 30 years old, kept in the UK and Europe. - [Recreational Fishing Boat Finance](https://salt-finance.com/recreational-fishing-boat-finance/): Speedy, simple recreational fishing boat finance from Salt. Marine mortgages for new and used fishing boats up to 30 years old — spread the cost with no fees. ## Blog - [Now Live: BoatsOnFinance.com](https://salt-finance.com/boatsonfinance/) (2026-08-04): Get Your Monthly Budget, Explore 100s of Boats From Trusted UK Suppliers, And Get Pre-Approved For Finance Before Visiting The Boat - [Buying A Boat In 2026?](https://salt-finance.com/boot-dusseldorf/) (2026-01-16): Buying A Boat In 2026, Then Boot Dusseldorf Is A Must-Visit This January. The World's Largest Selection Of Boats To Buy All Under One Roof! - [Protect Your Boat This Winter - Top Tips From SALT](https://salt-finance.com/boat-winterisation-tips/) (2025-11-12): Discover how to winterise your boat responsibly. From cleaning and engine care to eco-friendly antifreeze and safe storage tips. - [SALT Sponsors Southampton International Boat Show](https://salt-finance.com/salt-brings-smarter-boat-finance-and-marine-mortgages-to-southampton-boat-show-2025/) (2025-08-22): SALT Brings Digital Boat Finance and Marine Mortgages to Southampton International Boat Show as Show Sponsor 2025! - [The Ultimate Guide to Finding Your Perfect Boat Online](https://salt-finance.com/the-ultimate-guide-to-finding-your-perfect-boat-online-boat-finance/) (2025-02-12): Researching boats for sale online | A guide to boat marketplaces | Boat Finance | Marine Mortgages | Boat Loan Calculator - [Boost Your Sales with Boat Finance](https://salt-finance.com/boost-your-sales-with-easy-finance-options-for-your-customers/) (2024-12-15): Boost your boat sales with easy finance options! Attract more customers, close deals faster by offering boat finance solutions. - [7 Key Considerations to Protect Your Boat](https://salt-finance.com/7-key-considerations-to-protecting-your-boat/) (2023-11-16): Protect your boat with the right insurance, maintenance, and security tips. Learn how to safeguard your investment and enjoy worry-free boating. - [SALT’s 7 Reasons Why Boating is Good for You](https://salt-finance.com/boat-your-way-to-happiness-why-boating-is-good-for-you/) (2023-07-21): Boating is good for your mind and body. How time on the water reduces stress, lifts your mood and makes boating the ultimate feel-good activity. - [Where is the best place to keep your boat?](https://salt-finance.com/where-is-the-best-place-to-keep-your-boat/) (2023-06-20): Where should you keep your boat? From marinas to home storage, explore the best options for safety, convenience, and cost savings. Find the perfect spot today! - [Savvy SALT tips for boat shows](https://salt-finance.com/savvy-salt-tips-for-boat-shows/) (2023-05-04): Where to find SALT at the 2023 boat shows, plus our tips for getting the most out of a show day when you are seriously shopping for a boat. - [How do I choose the right boat to buy?](https://salt-finance.com/choose-the-right-boat/) (2023-04-18): Looking to buy a boat? From budget to lifestyle, discover key factors to find the perfect fit. Get expert tips for a smooth purchase. Read more now! - [The Future of Boat Finance](https://salt-finance.com/the-future-of-boat-finance/) (2023-01-27): How SALT’s fintech platform is reshaping boat finance, with fast approvals, Open Banking and 24/7 access to your application from the app. - [Successful oversubscribed pre-seed funding round closed](https://salt-finance.com/salt-pre-seed-funding-round/) (2023-01-27): SALT has closed an oversubscribed pre-seed funding round, backed by strong investor support, to bring fintech-led lending to the boat finance market. - [SALT – Harnessing Open Banking tech](https://salt-finance.com/salt-harnessing-open-banking-tech/) (2023-01-27): How Open Banking is changing boat finance: the SALT technology that speeds up approvals, removes paperwork and improves the buying experience. - [Let's Talk About Boat Finance](https://salt-finance.com/lets-talk-about-finance/) (2023-01-27): Boat finance made simple! Discover how SALT’s fintech-powered app streamlines the buying process with open banking and digital solutions. Learn more today! ## Dealer partners SALT works with 27 boat dealers and brokers across the UK, including Apollo Duck, Approved Boats and Bates Wharf. Each partner has its own co-branded quote page, linked from that partner's own website rather than from here. Dealers can join via the SALT Dealer Portal: [https://salt-finance.com/dealers/](https://salt-finance.com/dealers/) ## Legal - [Terms & Conditions](https://salt-finance.com/terms/) - [Privacy Policy](https://salt-finance.com/privacy/) - [Cookies Policy](https://salt-finance.com/cookies-policy/) - [Complaints](https://salt-finance.com/complaints/) ## Optional - [RSS feed](https://salt-finance.com/feed.xml): Latest blog articles. - [Sitemap](https://salt-finance.com/sitemap.xml): All indexable pages.